Why PDF at 1MB? Loan applications & MCA form uploads
Personal loan and home loan applications on HDFC, ICICI, and Bajaj portals cap individual supporting-document PDFs at 1 MB. The MCA V3 portal also uses 1 MB per attachment for company incorporation, DIN update, and DIR-3 KYC filings. This is the practical cap for a 5-10 page mixed text-and-image PDF.