Germany — Central European Time, EU DST rules
Germany runs on CET (UTC+1) in winter and CEST (UTC+2) in summer, following the standard EU DST schedule (last Sunday of March to last Sunday of October). Berlin, Munich, Frankfurt, and Hamburg all share the same offset. Frankfurt anchors the DAX trading day and much of European banking compliance timing. Business hours 8 AM - 5 PM (offices tend to start earlier than in Anglo countries); Friday afternoons wind down early in much of the country.